Personal Check

Personal checks are usually issued to individuals when they first start a checking account. However, most banks generally issue only a limited number of checks. Once these are used, you need to reorder. You can reorder checks either by placing an order with your bank or with an authorized check company.

Personal checks, which are ordered from a check company, look similar to bank checks. Nonetheless they are special because they can be customized to match your personality. For example, an environmentally conscious person may order for recyclable checks that have designs of flora and fauna. These checks are usually printed and delivered faster than if you were to order them from your bank. They also cost you lesser as you are ordering directly from the printing company.

Often people feel that ordering personalized checks from check companies is risky. However this is not true in the case of established check printing companies. Such establishments are trustworthy and have built their reputation over a period of time. The printers ensure that the personal checks that they print have security features that are difficult to duplicate. Some of these features include micro printing, complex intricate patterns and security screens. The checks are made from chemically sensitive paper. Thus any alterations made to such checks are usually identifiable when they are scrutinized.

Personalized checks can be ordered either on the phone, through ordinary mail or online. Some of the details that you would need to know before you order them online or through the phone are:

• The routing number of your financial institution
  
• Your account number
  
• Your next consecutive check starting number
  
• The printing companies may also place certain restrictions on online reorder, for example,
  
• Not making any changes to information to be printed on the checks and
  
• Delivery only to the address to which the last order was delivered.
  

Such restrictions are placed to prevent fraud. When you are ordering through ordinary mail, you would have to send a void check, an order form, a deposit slip and the payment check.

Thus, personal checks are a unique, convenient and cost-effective way to conduct your financial transactions and portray your personality simultaneously!