Reduce Household Heating Bills
According to a "Scottish House Condition Survey" article published on the 28th November 2008 in The Scotsman, "The number of households struggling to pay for heating rose by 26,000 from 2006 to 2007. This 1.1 per cent increase brings the proportion of households in fuel poverty to 24.6 per cent."
It is possible to reduce heating bills by: switching to a cheaper supplier, getting insulation installed, heating only rooms regularly used, turning down the thermostat slightly and even paying by direct debit. Learning how to reduce heating bills can reduce outgoings in this area by upwards of 25%.
Ensure Better Money Management by Getting a Remortgage
Charlie Weston, Finance Editor for the Irish Independent stated that "People with variable rate mortgages are paying as much as €3,000 a year extra on a €300,000 loan."
Getting a remortgage could save borrowers hundreds of pounds each month. There are literally millions of people paying Standard Variable Rate interest. This is essentially an interest rate that is upwards of 2% above the Bank of England base rate.
Avoid Unnecessary Charges and Fees by Paying Promptly
Paying bills promptly can result in substantial savings on household bills. Paying utility bills by direct debit not only avoids charges, but also gets a customer a 7% reduction. Settling credit card bills on time avoids a monthly £12 late payment charge as well as the application of interest.
Cut Household Bills by Purchasing Food More Cheaply
It is possible to buy food from discount providers such as Aldi, Netto and Lidl at a vastly cheaper price than the big name supermarkets. If one of these isn't available, switch to generic brands as there isn't much difference in quality. Take advantage of short shelf life discounted items and 2-for-1 deals.
Clear Debts with the Right Debt Solution
Struggling to pay non-priority debts is a problem facing millions of families, but this can be dealt with in three ways. Either find a way to earn extra money, reduce outgoings by using one of the solutions eluded to above or utilise a debt solution.
It is possible to reduce payments to creditors and cut household bills by entering into a debt management plan. This would allow a person to put all debts under one roof and allow a debt advisor to talk to creditors. More serious debt problems can be resolved with an Individual Voluntary Arrangement.
Taking advantage of a few money savings tips can help identify considerable savings and clear debts. Analysing all incomes and household bills is a sure-fire way to identify ways to cut bills and ensure superior money management.
According to a "Scottish House Condition Survey" article published on the 28th November 2008 in The Scotsman, "The number of households struggling to pay for heating rose by 26,000 from 2006 to 2007. This 1.1 per cent increase brings the proportion of households in fuel poverty to 24.6 per cent."
It is possible to reduce heating bills by: switching to a cheaper supplier, getting insulation installed, heating only rooms regularly used, turning down the thermostat slightly and even paying by direct debit. Learning how to reduce heating bills can reduce outgoings in this area by upwards of 25%.
Ensure Better Money Management by Getting a Remortgage
Charlie Weston, Finance Editor for the Irish Independent stated that "People with variable rate mortgages are paying as much as €3,000 a year extra on a €300,000 loan."
Getting a remortgage could save borrowers hundreds of pounds each month. There are literally millions of people paying Standard Variable Rate interest. This is essentially an interest rate that is upwards of 2% above the Bank of England base rate.
Avoid Unnecessary Charges and Fees by Paying Promptly
Paying bills promptly can result in substantial savings on household bills. Paying utility bills by direct debit not only avoids charges, but also gets a customer a 7% reduction. Settling credit card bills on time avoids a monthly £12 late payment charge as well as the application of interest.
Cut Household Bills by Purchasing Food More Cheaply
It is possible to buy food from discount providers such as Aldi, Netto and Lidl at a vastly cheaper price than the big name supermarkets. If one of these isn't available, switch to generic brands as there isn't much difference in quality. Take advantage of short shelf life discounted items and 2-for-1 deals.
Clear Debts with the Right Debt Solution
Struggling to pay non-priority debts is a problem facing millions of families, but this can be dealt with in three ways. Either find a way to earn extra money, reduce outgoings by using one of the solutions eluded to above or utilise a debt solution.
It is possible to reduce payments to creditors and cut household bills by entering into a debt management plan. This would allow a person to put all debts under one roof and allow a debt advisor to talk to creditors. More serious debt problems can be resolved with an Individual Voluntary Arrangement.
Taking advantage of a few money savings tips can help identify considerable savings and clear debts. Analysing all incomes and household bills is a sure-fire way to identify ways to cut bills and ensure superior money management.
No comments:
Post a Comment