Almost everyone has some type of insurance to cover their personal belongings. Perhaps you have auto insurance to protect your car. If you rent an apartment, you might have renter's insurance to protect your personal belongings. And homeowners usually have homeowners insurance to protect their investment in their house as well as its contents. Some policies allow the policy holder to collect the estimated value of their property at the time of loss; however, homeowners insurance policies typically entitle the policy holder to collect the replacement value of their lost property........Read More
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